Detour Career Break Calculator

Model the long-term financial impact of a career break, sabbatical, or side-project detour. Compare baseline vs detour scenarios with sequence-of-returns sensitivity analysis.

What is a career detour?

A career detour is any planned pause or pivot from your primary career track — whether it's a sabbatical, startup attempt, parental leave, travel year, or skill-building period. This calculator helps you understand the real financial tradeoffs before you decide.

What does the calculator model?

  • Lost income and savings during the break
  • Compounding effects on long-term wealth
  • Post-detour salary recovery scenarios
  • Sequence-of-returns risk for investment portfolios